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College of Human Environmental Sciences

Refereed Proceedings

Yao, R. (2016). Financial wellbeing of Asian Americans. In J. J. Xiao (Ed.) Handbook of consumer finance research (pp. 225-238). Switzerland: Springer.

Lei, S., & Yao, R. (2015). Behavior perspectives on making investment mistakes. Consumer Interests Annual, 61.

Lei, S., & Yao, R. (2014). The impact of financial planning on portfolio performance. Proceedings of the Association for Financial Counseling and Planning Education, p. 23.

Yao, R., Lyons, A. C., & Xu, Y. (2014). Financial planning and investment decisions: Evidence from Chinese urban households. Proceedings of the Asian Consumer and Family Economics Association, 532-542.

Lyons, A. C., Xu, Y., & Yao, R. (2014). Financial inclusion and shadow banking in China: Household's usage of the formal and informal financial sectors. Proceedings of the Asian Consumer and Family Economics Association, 215-221.

Yao, R., Ying, J., & Micheas, L. (2013). Defined contribution plan deferral: What are participants doing? Consumer Interests Annual, 59.

Yao, R. (2012). Financial risk tolerance of Chinese American families. In K. B. Chan (Ed.) International Handbook of Chinese Families. NY, NY:  Springer. In press.

Yao, R. (2012). The role of market returns in retirement decision-making. Consumer Interests Annual, 58, p.55.

Yao, R. (2011). Debt holding and burden by family structure: patterns and trends in 1989-2007. Consumer Interests Annual, 57, p.112.

Yao, R., Curl, A. L. (2010). Does risk tolerance change in response to market changes? Consumer Interests Annual, 56, p.44.

Yao, R., Xiao, J. J., Liao, L., & Yang, D. (2010). Saving motives of Chinese consumers. Consumer Interests Annual, 56, p.137-138.

Yao, R. (2009). Financial wellbeing of Chinese American households. Proceedings of the Asian Consumer and Family Economics Association, 128-129.

Haron, S. A., Sharpe, D., Masud, J., Abdel-Ghany, M., & Yao, R. (2009). Factors associated with self-reported health among older Malaysians. Proceedings of the Asian Consumer and Family Economics Association, 228-229.

Sharpe, D. L., & Yilmazer, T. (2009). Spending patterns of older workers. Consumer Interests Annual, 55.

Yao, R., Ke, W., & Gorham, E. (2008). Factors that affect the financial risk tolerance of Chinese households in the U.S. Consumer Interests Annual, 54.

Yao, R. (2008). Financial behaviors of Asian Americans. In J. J. Xiao (Ed.) Handbook of consumer finance research (pp. 303-316). NY, NY: Springer.

Yao, R., Gutter, M. S. & Hanna, S. D. (2004). The effect of race/ethnicity on financial risk tolerance. Proceedings of the Academy of Financial Services, 51-62.

Yao, R. & Hanna, S. (2004). The effect of gender and marital status on financial risk tolerance. Consumer Interests Annual, 50, 123-124.

Lai, W., Yao, R., & Hanna, S. D. (2003). Financial risk tolerance in the United States. Proceedings of the 5th Conference of the Asian Consumer and Family Economics Association, Taipei, December 2003, p. 245.

Yao, R. & Hanna, S. D. (2003). Has financial risk tolerance changed since 1983? Consumer Interests Annual, 49, 1-14.

Yao, R. & Hanna, S. D. (2002). The investment asset ratio – A plausible replacement for the capital accumulation ratio? Proceedings of the Association for Financial Counseling and Planning Education, p. 66.

Yao, R. (2002). The capital accumulation ratio as an indicator of retirement adequacy. Consumer Interests Annual, p. 48.

Yao, R., & Hanna, S. D. (2001). An in-depth examination of the capital accumulation guideline with financial planning client households. Proceedings of the Association for Financial Counseling and Planning Education, p. 35.

Yao, R., Hanna, S. D., & Montalto, C.P. (2001). Factors Related to Meeting the Capital Accumulation Ratio Guideline. Proceedings of the Academy of Financial Services, p. 23.

Hanna, S., Gutter, M., Lovett, S., & Yao, R. (2000). Estimating the value of financial planning. Proceedings of the Association for Financial Counseling and Planning Education, p. 37.

Lovett, S. & Yao, R. (2000). Do investors use the expected utility decision rule? Proceedings of the Association for Financial Counseling and Planning Education, 70-78.

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