private/alternative loan consolidation

Contrary to popular belief, alternative loans can be consolidated. You DO NOT want to consolidate them with your federal loans, but depending on your individual situation (particularly your credit), consolidation of your alternative loans may make sense. More times than not, it doesn't ... Step #1, look at the benefits your current lender provides; Step #2, take a look at the loan options provided with the link. You can't do this until after graduation ...


repayment options

Loan repayment is designed to be allowed to be very flexible and adaptable to meet your individual needs. During repayment, you can switch your repayment option at any time if you have the need. Standard, Extended, Graduated, and Income-Contingent repayment plans are all discussed in detail.


Loan Consolidation Programs



what will my student loan payment be

This loan payment calculator computes an estimate of the size of your monthly loan payments and the annual salary required to manage them. The calculator can be used for both federal and alternative loans, but the assumption is made that the loan rate will be fixed - not the case with most alternative loans. If you would like to review the merits of graduated payment and separate subsidized and unsubsidized loans, this Access Group calculator will work well.