Rui Yao @ Department of Personal Financial Planning | College of Human Environmental Sciences | University of Missouri

PhD, CFP®, The Ohio State University.

Rui Yao, PhD, CFP®, is an assistant professor in the Personal Financial Planning Department at the University of Missouri. Dr. Yao received her Doctoral degree in Family Resource Management from The Ohio State University. Her research interests include financial risk tolerance, portfolio allocation, financial ratios, debt management, retirement preparation, household consumption patterns, and savings behavior and motives. Her research received the best paper award from the CFP Board. Dr. Yao is a member of the research team on the first national survey of Chinese Consumer Finance and Investor Education. She has provided professional service to various conferences and journals and is a member of the American Council of Consumer Interests, the Association for Financial Counseling and Planning Education, and Kappa Omicron Nu National Honor Society.